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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,269 | $162,529-54.9% | $130,788-44.0% | $154,746-52.7% |
| Participation rate | 90.9% | 75.9%+15.1pp | 70.1%+20.8pp | 80.7%+10.2pp |
| Annual return | 9.51% | 510.48%-501.0pp | 386.44%-376.9pp | 172.34%-162.8pp |
| Employer contribution / active EE | $2,194 | $4,447-50.7% | $3,558-38.3% | $4,379-49.9% |
| Participant deferral / active EE | $6,009 | $4,808+25.0% | $4,137+45.2% | $6,730-10.7% |
| Admin fee / account holder | $683 | $7,669-91.1% | $6,673-89.8% | $14,365-95.2% |