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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,269 | $167,030-56.1% | $135,768-46.0% | $155,188-52.8% |
| Participation rate | 90.9% | 76.2%+14.8pp | 71.1%+19.8pp | 80.8%+10.1pp |
| Annual return | 9.51% | 678.39%-668.9pp | 526.10%-516.6pp | 148.84%-139.3pp |
| Employer contribution / active EE | $2,194 | $4,132-46.9% | $3,394-35.3% | $4,248-48.3% |
| Participant deferral / active EE | $6,009 | $4,528+32.7% | $3,977+51.1% | $6,531-8.0% |
| Admin fee / account holder | $683 | $8,172-91.6% | $7,048-90.3% | $14,480-95.3% |