Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,582 | $104,098-84.1% | $140,514-88.2% | $94,015-82.4% |
| Participation rate | 37.0% | 73.7%-36.7pp | 77.8%-40.8pp | 70.8%-33.8pp |
| Annual return | 11.34% | 15.14%-3.8pp | 14.36%-3.0pp | 17.84%-6.5pp |
| Employer contribution / active EE | $628 | $2,388-73.7% | $3,378-81.4% | $2,790-77.5% |
| Participant deferral / active EE | $773 | $4,033-80.8% | $4,919-84.3% | $4,249-81.8% |
| Admin fee / account holder | $2,463 | $10,439-76.4% | $13,697-82.0% | $8,951-72.5% |