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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,568 | $37,156+706.2% | $83,854+257.3% | $86,983+244.4% |
| Participation rate | 11.6% | 49.1%-37.4pp | 59.1%-47.5pp | 69.5%-57.9pp |
| Annual return | 14.84% | 29.88%-15.0pp | 31.39%-16.6pp | 25.83%-11.0pp |
| Employer contribution / active EE | $470 | $661-28.8% | $1,017-53.8% | $2,584-81.8% |
| Participant deferral / active EE | $2,107 | $1,418+48.6% | $2,035+3.5% | $4,194-49.8% |
| Admin fee / account holder | $0 | $2,510-100.0% | $3,197-100.0% | $7,856-100.0% |