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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,395 | $172,111-61.4% | $150,298-55.8% | $137,256-51.6% |
| Participation rate | 91.3% | 81.7%+9.6pp | 77.8%+13.5pp | 80.0%+11.3pp |
| Annual return | 10.47% | 69.37%-58.9pp | 62.79%-52.3pp | 220.34%-209.9pp |
| Employer contribution / active EE | $3,908 | $4,636-15.7% | $4,154-5.9% | $4,156-6.0% |
| Participant deferral / active EE | $5,177 | $6,166-16.0% | $5,453-5.1% | $6,407-19.2% |
| Admin fee / account holder | $10,171 | $16,471-38.2% | $14,116-27.9% | $12,270-17.1% |