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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES LLC DB Service code 27 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Plan) | $33,324 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 06-1050034 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $22,482 |
OLSEN THIELEN & CO., LTD2 years Filed as: OLSEN THIELEN & CO LTD Service code 10 2675 LONG LAKE RD · ST PAUL, MN 551131117 | Accounting | $5,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,722 | $79,169+100.5% | $100,415+58.1% | $74,478+113.1% |
| Participation rate | 99.2% | 79.4%+19.8pp | 81.5%+17.6pp | 67.2%+31.9pp |
| Annual return | 11.14% | 20.51%-9.4pp | 49.47%-38.3pp | 1370.56%-1359.4pp |
| Employer contribution / active EE | $2,811 | $3,017-6.8% | $3,943-28.7% | $2,626+7.0% |
| Participant deferral / active EE | $7,102 | $7,751-8.4% | $8,091-12.2% | $4,350+63.3% |
| Admin fee / account holder | $490 | $1,337-63.4% | $7,906-93.8% | $1,946-74.8% |