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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,057 | $110,337-67.3% | $102,383-64.8% | $145,877-75.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.29% | 24.83%-16.5pp | 24.94%-16.6pp | 551.28%-543.0pp |
| Employer contribution / active EE | $1,360 | $4,216-67.8% | $3,870-64.9% | $4,663-70.8% |
| Participant deferral / active EE | $1,901 | $5,621-66.2% | $5,060-62.4% | $6,691-71.6% |
| Admin fee / account holder | $1,076 | $9,750-89.0% | $8,391-87.2% | $13,402-92.0% |