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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,047 | $160,070+11.9% | $147,117+21.7% | $145,897+22.7% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.1pp | 80.3%+13.0pp |
| Annual return | 18.44% | 98.69%-80.2pp | 420.54%-402.1pp | 552.29%-533.9pp |
| Employer contribution / active EE | $9,156 | $5,285+73.3% | $4,932+85.6% | $4,663+96.4% |
| Participant deferral / active EE | $22,064 | $8,419+162.1% | $8,065+173.6% | $6,689+229.8% |
| Admin fee / account holder | $22,178 | $15,035+47.5% | $12,993+70.7% | $13,390+65.6% |