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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,047 | $160,040+11.9% | $147,096+21.7% | $145,877+22.7% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 18.44% | 98.49%-80.1pp | 419.75%-401.3pp | 551.28%-532.8pp |
| Employer contribution / active EE | $9,156 | $5,289+73.1% | $4,936+85.5% | $4,663+96.3% |
| Participant deferral / active EE | $22,064 | $8,429+161.8% | $8,071+173.4% | $6,691+229.8% |
| Admin fee / account holder | $22,178 | $15,050+47.4% | $13,005+70.5% | $13,402+65.5% |