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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,424 | $154,228+67.6% | $145,433+77.7% | $137,256+88.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.79% | 74.59%-58.8pp | 66.58%-50.8pp | 220.34%-204.5pp |
| Employer contribution / active EE | $7,245 | $4,804+50.8% | $4,554+59.1% | $4,156+74.3% |
| Participant deferral / active EE | $16,775 | $8,216+104.2% | $7,897+112.4% | $6,407+161.8% |
| Admin fee / account holder | $24,701 | $14,344+72.2% | $13,129+88.1% | $12,270+101.3% |