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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,844 | $154,228+188.4% | $145,433+205.9% | $137,256+224.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.19% | 74.59%-56.4pp | 66.58%-48.4pp | 220.34%-202.2pp |
| Employer contribution / active EE | $25,936 | $4,804+439.9% | $4,554+469.5% | $4,156+524.1% |
| Participant deferral / active EE | $26,271 | $8,216+219.7% | $7,897+232.7% | $6,407+310.0% |
| Admin fee / account holder | $2,977 | $14,344-79.2% | $13,129-77.3% | $12,270-75.7% |