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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,025 | $101,618-71.4% | $93,063-68.8% | $137,256-78.9% |
| Participation rate | 86.4% | 74.9%+11.4pp | 72.1%+14.2pp | 80.0%+6.4pp |
| Annual return | 17.48% | 223.95%-206.5pp | 34.15%-16.7pp | 220.34%-202.9pp |
| Employer contribution / active EE | $762 | $2,707-71.9% | $2,476-69.2% | $4,156-81.7% |
| Participant deferral / active EE | $2,370 | $4,279-44.6% | $3,958-40.1% | $6,407-63.0% |
| Admin fee / account holder | $2,034 | $6,198-67.2% | $6,033-66.3% | $12,270-83.4% |