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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,201 | $110,337-57.2% | $102,383-53.9% | $145,877-67.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.14% | 24.83%-13.7pp | 24.94%-13.8pp | 551.28%-540.1pp |
| Employer contribution / active EE | $2,397 | $4,216-43.1% | $3,870-38.1% | $4,663-48.6% |
| Participant deferral / active EE | $9,620 | $5,621+71.2% | $5,060+90.1% | $6,691+43.8% |
| Admin fee / account holder | $790 | $9,750-91.9% | $8,391-90.6% | $13,402-94.1% |