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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,804 | $58,275+64.4% | $81,844+17.1% | $80,935+18.4% |
| Participation rate | 89.1% | 63.5%+25.7pp | 72.4%+16.7pp | 67.7%+21.5pp |
| Annual return | 19.72% | 41.82%-22.1pp | 778.87%-759.2pp | 35.66%-15.9pp |
| Employer contribution / active EE | $7,240 | $2,346+208.6% | $2,916+148.3% | $2,757+162.6% |
| Participant deferral / active EE | $11,422 | $3,285+247.7% | $4,323+164.2% | $4,299+165.7% |
| Admin fee / account holder | $13,582 | $4,749+186.0% | $7,355+84.6% | $6,924+96.1% |