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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC4 years Filed as: UBS FINANCIAL SERVICES, INC Service code 27 · EIN 13-2638166 | Advisory (Plan) | $57,609 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $29,496 |
Service code 13 · EIN 27-0293282 | Contract Administrator | $17,077 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $8,940 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,406 | $130,224-42.1% | $197,124-61.7% | $79,634-5.3% |
| Participation rate | 81.7% | 87.8%-6.1pp | 86.7%-5.0pp | 62.5%+19.2pp |
| Annual return | 17.80% | 23.65%-5.8pp | 44.34%-26.5pp | 36.46%-18.7pp |
| Employer contribution / active EE | $3,658 | $4,314-15.2% | $6,227-41.3% | $2,529+44.6% |
| Participant deferral / active EE | $7,223 | $7,378-2.1% | $9,135-20.9% | $3,835+88.4% |
| Admin fee / account holder | $570 | $254+124.1% | $16,298-96.5% | $1,002-43.1% |