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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $89,313 |
UBS FINANCIAL SERVICES INC3 years Filed as: UBS FINANCIAL SERVICES, INC Service code 27 · EIN 13-2638166 | Advisory (Plan) | $49,123 |
Service code 13 · EIN 27-0293282 | Contract Administrator | $14,433 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $5,307 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,282 | $129,227-47.2% | $184,256-62.9% | $77,762-12.2% |
| Participation rate | 78.9% | 87.4%-8.5pp | 86.8%-8.0pp | 70.6%+8.3pp |
| Annual return | 14.72% | 33.24%-18.5pp | 28.85%-14.1pp | 31.27%-16.6pp |
| Employer contribution / active EE | $3,319 | $4,412-24.8% | $6,427-48.4% | $2,728+21.7% |
| Participant deferral / active EE | $6,699 | $7,307-8.3% | $9,133-26.7% | $4,651+44.0% |
| Admin fee / account holder | $540 | $256+111.2% | $13,899-96.1% | $433+24.8% |