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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,976 | $166,268+10.0% | $165,100+10.8% | $145,897+25.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.55% | 100.52%-89.0pp | 70.21%-58.7pp | 552.29%-540.7pp |
| Employer contribution / active EE | $2,124 | $5,284-59.8% | $4,348-51.1% | $4,663-54.4% |
| Participant deferral / active EE | $17,073 | $6,964+145.1% | $6,035+182.9% | $6,689+155.2% |
| Admin fee / account holder | $6,034 | $16,659-63.8% | $12,696-52.5% | $13,390-54.9% |