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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,387 | $61,815-15.3% | $97,295-46.2% | $80,959-35.3% |
| Participation rate | 18.2% | 63.5%-45.3pp | 72.7%-54.5pp | 67.7%-49.5pp |
| Annual return | 10.87% | -558.73%+569.6pp | 75.62%-64.7pp | 35.67%-24.8pp |
| Employer contribution / active EE | $414 | $1,836-77.4% | $2,723-84.8% | $2,757-85.0% |
| Participant deferral / active EE | $1,165 | $3,027-61.5% | $4,264-72.7% | $4,300-72.9% |
| Admin fee / account holder | $74 | $5,166-98.6% | $5,646-98.7% | $6,925-98.9% |