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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,273 | $159,934-36.1% | $147,005-30.4% | $145,959-29.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.91% | 98.24%-85.3pp | 418.76%-405.8pp | 561.95%-549.0pp |
| Employer contribution / active EE | $4,169 | $5,287-21.2% | $4,934-15.5% | $4,661-10.6% |
| Participant deferral / active EE | $7,004 | $8,427-16.9% | $8,070-13.2% | $6,689+4.7% |
| Admin fee / account holder | $3,305 | $15,053-78.0% | $13,006-74.6% | $13,398-75.3% |