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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,460 | $172,111+66.4% | $150,298+90.6% | $137,256+108.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 19.37% | 69.37%-50.0pp | 62.79%-43.4pp | 220.34%-201.0pp |
| Employer contribution / active EE | $1,967 | $4,636-57.6% | $4,154-52.6% | $4,156-52.7% |
| Participant deferral / active EE | $12,408 | $6,166+101.2% | $5,453+127.6% | $6,407+93.7% |
| Admin fee / account holder | $2,577 | $16,471-84.4% | $14,116-81.7% | $12,270-79.0% |