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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,460 | $185,312+54.6% | $161,489+77.4% | $154,746+85.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.37% | 103.84%-84.5pp | 89.72%-70.4pp | 172.34%-153.0pp |
| Employer contribution / active EE | $1,967 | $4,769-58.8% | $4,268-53.9% | $4,379-55.1% |
| Participant deferral / active EE | $12,408 | $6,350+95.4% | $5,630+120.4% | $6,730+84.4% |
| Admin fee / account holder | $2,577 | $18,654-86.2% | $16,006-83.9% | $14,365-82.1% |