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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,209 | $117,895+14.7% | $102,460+32.0% | $145,897-7.3% |
| Participation rate | 12.5% | 78.6%-66.1pp | 76.5%-64.0pp | 80.3%-67.8pp |
| Annual return | 13.82% | 31.92%-18.1pp | 29.47%-15.6pp | 552.29%-538.5pp |
| Employer contribution / active EE | $1,055 | $3,619-70.9% | $3,025-65.1% | $4,663-77.4% |
| Participant deferral / active EE | $3,262 | $5,736-43.1% | $5,056-35.5% | $6,689-51.2% |
| Admin fee / account holder | $94 | $13,353-99.3% | $9,460-99.0% | $13,390-99.3% |