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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,105 | $160,040-82.4% | $147,096-80.9% | $145,877-80.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.06% | 98.49%-92.4pp | 419.75%-413.7pp | 551.28%-545.2pp |
| Employer contribution / active EE | $4,893 | $5,289-7.5% | $4,936-0.9% | $4,663+4.9% |
| Participant deferral / active EE | $4,884 | $8,429-42.1% | $8,071-39.5% | $6,691-27.0% |
| Admin fee / account holder | $114,845 | $15,050+663.1% | $13,005+783.1% | $13,402+756.9% |