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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,000 | $56,116-66.1% | $135,768-86.0% | $86,983-78.2% |
| Participation rate | 100.0% | 60.1%+39.9pp | 71.1%+28.9pp | 69.5%+30.5pp |
| Annual return | 20.56% | 125.33%-104.8pp | 526.10%-505.5pp | 25.83%-5.3pp |
| Employer contribution / active EE | $1,546 | $1,528+1.2% | $3,394-54.5% | $2,584-40.2% |
| Participant deferral / active EE | $4,090 | $2,690+52.1% | $3,977+2.8% | $4,194-2.5% |
| Admin fee / account holder | $1,136 | $4,314-73.7% | $7,048-83.9% | $7,856-85.5% |