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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,000 | $52,353-63.7% | $120,225-84.2% | $82,448-77.0% |
| Participation rate | 100.0% | 58.3%+41.7pp | 69.6%+30.4pp | 68.1%+31.9pp |
| Annual return | 20.56% | 61.85%-41.3pp | 439.23%-418.7pp | 41.64%-21.1pp |
| Employer contribution / active EE | $1,546 | $1,510+2.4% | $3,475-55.5% | $2,551-39.4% |
| Participant deferral / active EE | $4,090 | $2,627+55.7% | $3,999+2.3% | $4,139-1.2% |
| Admin fee / account holder | $1,136 | $4,363-74.0% | $5,696-80.0% | $7,234-84.3% |