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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,544 | $172,111+78.7% | $150,298+104.6% | $137,256+124.1% |
| Participation rate | 95.2% | 81.7%+13.5pp | 77.8%+17.5pp | 80.0%+15.3pp |
| Annual return | 18.06% | 69.37%-51.3pp | 62.79%-44.7pp | 220.34%-202.3pp |
| Employer contribution / active EE | $10,653 | $4,636+129.8% | $4,154+156.4% | $4,156+156.3% |
| Participant deferral / active EE | $18,118 | $6,166+193.8% | $5,453+232.3% | $6,407+182.8% |
| Admin fee / account holder | $8,761 | $16,471-46.8% | $14,116-37.9% | $12,270-28.6% |