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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,544 | $185,312+66.0% | $161,489+90.4% | $154,746+98.7% |
| Participation rate | 95.2% | 82.5%+12.8pp | 78.7%+16.5pp | 80.7%+14.5pp |
| Annual return | 18.06% | 103.84%-85.8pp | 89.72%-71.7pp | 172.34%-154.3pp |
| Employer contribution / active EE | $10,653 | $4,769+123.4% | $4,268+149.6% | $4,379+143.3% |
| Participant deferral / active EE | $18,118 | $6,350+185.3% | $5,630+221.8% | $6,730+169.2% |
| Admin fee / account holder | $8,761 | $18,654-53.0% | $16,006-45.3% | $14,365-39.0% |