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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,269 | $88,672-27.5% | $105,223-38.9% | $82,448-22.0% |
| Participation rate | 54.0% | 67.9%-13.9pp | 75.0%-21.0pp | 68.1%-14.1pp |
| Annual return | 17.25% | 30.86%-13.6pp | 180.65%-163.4pp | 41.64%-24.4pp |
| Employer contribution / active EE | $1,890 | $3,048-38.0% | $3,689-48.8% | $2,551-25.9% |
| Participant deferral / active EE | $3,819 | $4,036-5.4% | $5,072-24.7% | $4,139-7.7% |
| Admin fee / account holder | $1,756 | $7,146-75.4% | $8,859-80.2% | $7,234-75.7% |