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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,258 | $102,385-58.7% | $147,080-71.3% | $80,935-47.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 25.67% | 135.09%-109.4pp | 420.17%-394.5pp | 35.66%-10.0pp |
| Employer contribution / active EE | $3,994 | $3,717+7.5% | $4,933-19.0% | $2,757+44.9% |
| Participant deferral / active EE | $9,014 | $6,651+35.5% | $8,066+11.8% | $4,299+109.7% |
| Admin fee / account holder | $3,743 | $7,951-52.9% | $12,989-71.2% | $6,924-45.9% |