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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,431 | $107,666+41.6% | $102,184+49.2% | $154,746-1.5% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 17.80% | 29.33%-11.5pp | 31.58%-13.8pp | 172.34%-154.5pp |
| Employer contribution / active EE | $9,767 | $3,846+153.9% | $3,594+171.8% | $4,379+123.0% |
| Participant deferral / active EE | $10,443 | $8,719+19.8% | $8,309+25.7% | $6,730+55.2% |
| Admin fee / account holder | $5,362 | $12,943-58.6% | $11,609-53.8% | $14,365-62.7% |