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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,468 | $183,592+73.5% | $155,567+104.7% | $145,959+118.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 21.34% | 61.24%-39.9pp | 64.74%-43.4pp | 561.95%-540.6pp |
| Employer contribution / active EE | $2,906 | $5,315-45.3% | $4,674-37.8% | $4,661-37.7% |
| Participant deferral / active EE | $22,950 | $6,464+255.0% | $5,628+307.8% | $6,689+243.1% |
| Admin fee / account holder | $9,077 | $19,318-53.0% | $15,916-43.0% | $13,398-32.3% |