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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,161 | $77,574+24.0% | $108,753-11.6% | $86,983+10.6% |
| Participation rate | 48.9% | 62.3%-13.4pp | 71.1%-22.2pp | 69.5%-20.7pp |
| Annual return | 19.80% | 18.42%+1.4pp | 37.47%-17.7pp | 25.83%-6.0pp |
| Employer contribution / active EE | $1,427 | $1,611-11.4% | $2,427-41.2% | $2,584-44.8% |
| Participant deferral / active EE | $3,848 | $3,128+23.0% | $4,115-6.5% | $4,194-8.3% |
| Admin fee / account holder | $1,339 | $6,529-79.5% | $10,320-87.0% | $7,856-83.0% |