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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,378 | $111,535+7.0% | $105,223+13.5% | $137,256-13.0% |
| Participation rate | 58.3% | 78.1%-19.8pp | 75.0%-16.7pp | 80.0%-21.6pp |
| Annual return | 16.13% | 237.85%-221.7pp | 180.65%-164.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $2,168 | $3,939-45.0% | $3,689-41.2% | $4,156-47.8% |
| Participant deferral / active EE | $4,993 | $5,500-9.2% | $5,072-1.6% | $6,407-22.1% |
| Admin fee / account holder | $6,141 | $9,721-36.8% | $8,859-30.7% | $12,270-49.9% |