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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,772 | $156,398-33.0% | $147,318-28.9% | $138,895-24.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 19.89% | 78.75%-58.9pp | 70.43%-50.5pp | 145.39%-125.5pp |
| Employer contribution / active EE | $4,527 | $4,853-6.7% | $4,593-1.4% | $4,194+7.9% |
| Participant deferral / active EE | $7,510 | $8,237-8.8% | $7,906-5.0% | $6,396+17.4% |
| Admin fee / account holder | $922 | $14,976-93.8% | $13,708-93.3% | $12,562-92.7% |