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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,235 | $108,882-2.4% | $96,754+9.8% | $154,746-31.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 11.88% | 98.39%-86.5pp | 82.04%-70.2pp | 172.34%-160.5pp |
| Employer contribution / active EE | $1,560 | $3,018-48.3% | $2,679-41.8% | $4,379-64.4% |
| Participant deferral / active EE | $2,381 | $5,323-55.3% | $4,758-50.0% | $6,730-64.6% |
| Admin fee / account holder | $1,434 | $10,200-85.9% | $8,905-83.9% | $14,365-90.0% |