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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,093 | $99,875+32.3% | $146,866-10.1% | $86,983+51.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.04% | 28.10%-10.1pp | 102.85%-84.8pp | 25.83%-7.8pp |
| Employer contribution / active EE | $5,898 | $3,224+82.9% | $4,425+33.3% | $2,584+128.2% |
| Participant deferral / active EE | $11,155 | $6,322+76.4% | $7,759+43.8% | $4,194+166.0% |
| Admin fee / account holder | $2,147 | $7,838-72.6% | $13,620-84.2% | $7,856-72.7% |