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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,093 | $106,864+23.6% | $147,318-10.3% | $82,637+59.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 18.04% | 27.49%-9.4pp | 70.43%-52.4pp | 53.51%-35.5pp |
| Employer contribution / active EE | $5,898 | $3,417+72.6% | $4,593+28.4% | $2,552+131.1% |
| Participant deferral / active EE | $11,155 | $6,496+71.7% | $7,906+41.1% | $4,126+170.3% |
| Admin fee / account holder | $2,147 | $8,415-74.5% | $13,708-84.3% | $7,339-70.7% |