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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,159 | $68,880+29.4% | $120,580-26.1% | $80,959+10.1% |
| Participation rate | 66.7% | 61.7%+5.0pp | 72.0%-5.3pp | 67.7%-1.0pp |
| Annual return | 11.69% | 23.68%-12.0pp | 107.48%-95.8pp | 35.67%-24.0pp |
| Employer contribution / active EE | $1,442 | $2,066-30.2% | $3,469-58.4% | $2,757-47.7% |
| Participant deferral / active EE | $2,815 | $3,191-11.8% | $4,995-43.7% | $4,300-34.5% |
| Admin fee / account holder | $6,793 | $5,785+17.4% | $9,418-27.9% | $6,925-1.9% |