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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,266 | $99,995-69.7% | $85,063-64.4% | $145,978-79.3% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 14.26% | 83.99%-69.7pp | 66.54%-52.3pp | 550.52%-536.3pp |
| Employer contribution / active EE | $1,593 | $3,231-50.7% | $2,727-41.6% | $4,662-65.8% |
| Participant deferral / active EE | $5,715 | $5,295+7.9% | $4,523+26.4% | $6,690-14.6% |
| Admin fee / account holder | $1,117 | $7,255-84.6% | $6,155-81.9% | $13,400-91.7% |