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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,356 | $97,125-49.2% | $86,233-42.8% | $137,256-64.0% |
| Participation rate | 64.7% | 74.2%-9.5pp | 69.0%-4.3pp | 80.0%-15.3pp |
| Annual return | 22.31% | 74.19%-51.9pp | 61.39%-39.1pp | 220.34%-198.0pp |
| Employer contribution / active EE | $1,803 | $2,841-36.6% | $2,504-28.0% | $4,156-56.6% |
| Participant deferral / active EE | $6,182 | $5,180+19.3% | $4,559+35.6% | $6,407-3.5% |
| Admin fee / account holder | $690 | $9,725-92.9% | $8,342-91.7% | $12,270-94.4% |