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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,266 | $100,139-69.8% | $85,187-64.5% | $145,884-79.3% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 14.26% | 84.15%-69.9pp | 66.67%-52.4pp | 551.85%-537.6pp |
| Employer contribution / active EE | $1,593 | $3,238-50.8% | $2,732-41.7% | $4,662-65.8% |
| Participant deferral / active EE | $5,715 | $5,296+7.9% | $4,525+26.3% | $6,690-14.6% |
| Admin fee / account holder | $1,117 | $7,262-84.6% | $6,162-81.9% | $13,392-91.7% |