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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,146 | $183,516-43.8% | $155,534-33.7% | $145,884-29.3% |
| Participation rate | 43.5% | 82.7%-39.2pp | 78.2%-34.7pp | 80.3%-36.8pp |
| Annual return | 14.58% | 61.43%-46.8pp | 64.92%-50.3pp | 551.85%-537.3pp |
| Employer contribution / active EE | $1,117 | $5,315-79.0% | $4,675-76.1% | $4,662-76.1% |
| Participant deferral / active EE | $3,670 | $6,467-43.3% | $5,630-34.8% | $6,690-45.1% |
| Admin fee / account holder | $4,430 | $19,293-77.0% | $15,900-72.1% | $13,392-66.9% |