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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,065 | $101,763-36.1% | $164,866-60.5% | $80,874-19.5% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 11.59% | 16.73%-5.1pp | 69.97%-58.4pp | 35.62%-24.0pp |
| Employer contribution / active EE | $2,610 | $2,954-11.7% | $4,343-39.9% | $2,756-5.3% |
| Participant deferral / active EE | $3,338 | $4,477-25.4% | $6,033-44.7% | $4,297-22.3% |
| Admin fee / account holder | $379 | $8,228-95.4% | $12,689-97.0% | $6,935-94.5% |