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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,157 | $183,516-12.2% | $155,534+3.6% | $145,884+10.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.76% | 61.43%-55.7pp | 64.92%-59.2pp | 551.85%-546.1pp |
| Employer contribution / active EE | $11,280 | $5,315+112.2% | $4,675+141.3% | $4,662+141.9% |
| Participant deferral / active EE | $30,000 | $6,467+363.9% | $5,630+432.8% | $6,690+348.5% |
| Admin fee / account holder | $841 | $19,293-95.6% | $15,900-94.7% | $13,392-93.7% |