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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,141 | $106,749-4.3% | $145,433-29.8% | $82,448+23.9% |
| Participation rate | 95.8% | 75.6%+20.1pp | 82.1%+13.7pp | 68.1%+27.7pp |
| Annual return | 25.60% | 27.59%-2.0pp | 66.58%-41.0pp | 41.64%-16.0pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $11,038 | $6,519+69.3% | $7,897+39.8% | $4,139+166.7% |
| Admin fee / account holder | $5,456 | $8,390-35.0% | $13,129-58.4% | $7,234-24.6% |