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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,184 | $183,539-7.3% | $155,556+9.4% | $145,897+16.6% |
| Participation rate | 53.3% | 82.7%-29.4pp | 78.2%-24.9pp | 80.3%-27.0pp |
| Annual return | 9.58% | 61.31%-51.7pp | 64.84%-55.3pp | 552.29%-542.7pp |
| Employer contribution / active EE | $1,568 | $5,315-70.5% | $4,675-66.5% | $4,663-66.4% |
| Participant deferral / active EE | $5,735 | $6,467-11.3% | $5,631+1.9% | $6,689-14.3% |
| Admin fee / account holder | $1,145 | $19,275-94.1% | $15,885-92.8% | $13,390-91.5% |