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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,806 | $81,262-7.9% | $155,602-51.9% | $80,911-7.5% |
| Participation rate | 93.9% | 66.2%+27.7pp | 78.2%+15.7pp | 67.6%+26.3pp |
| Annual return | 10.44% | 33.34%-22.9pp | 64.81%-54.4pp | 35.63%-25.2pp |
| Employer contribution / active EE | $4,002 | $3,102+29.0% | $4,675-14.4% | $2,756+45.2% |
| Participant deferral / active EE | $8,432 | $3,451+144.3% | $5,629+49.8% | $4,297+96.2% |
| Admin fee / account holder | $86,760 | $7,992+985.6% | $15,923+444.9% | $6,935+1151.1% |