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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,909 | $72,071+88.6% | $68,368+98.8% | $137,256-1.0% |
| Participation rate | 89.5% | 76.2%+13.2pp | 73.8%+15.7pp | 80.0%+9.5pp |
| Annual return | 15.25% | 353.14%-337.9pp | 292.57%-277.3pp | 220.34%-205.1pp |
| Employer contribution / active EE | $3,290 | $2,788+18.0% | $2,649+24.2% | $4,156-20.8% |
| Participant deferral / active EE | $8,474 | $4,410+92.2% | $4,123+105.6% | $6,407+32.3% |
| Admin fee / account holder | $4,573 | $5,336-14.3% | $5,150-11.2% | $12,270-62.7% |