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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,909 | $102,595+32.5% | $94,057+44.5% | $154,746-12.2% |
| Participation rate | 89.5% | 76.0%+13.5pp | 73.3%+16.1pp | 80.7%+8.8pp |
| Annual return | 15.25% | 583.42%-568.2pp | 480.62%-465.4pp | 172.34%-157.1pp |
| Employer contribution / active EE | $3,290 | $3,147+4.5% | $2,933+12.2% | $4,379-24.9% |
| Participant deferral / active EE | $8,474 | $5,118+65.6% | $4,709+79.9% | $6,730+25.9% |
| Admin fee / account holder | $4,573 | $7,736-40.9% | $7,244-36.9% | $14,365-68.2% |