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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,520 | $76,407+90.5% | $150,298-3.2% | $82,448+76.5% |
| Participation rate | 89.2% | 66.4%+22.8pp | 77.8%+11.4pp | 68.1%+21.1pp |
| Annual return | 16.20% | 39.99%-23.8pp | 62.79%-46.6pp | 41.64%-25.4pp |
| Employer contribution / active EE | $3,031 | $2,614+15.9% | $4,154-27.0% | $2,551+18.8% |
| Participant deferral / active EE | $7,193 | $3,214+123.8% | $5,453+31.9% | $4,139+73.8% |
| Admin fee / account holder | $8,262 | $6,352+30.1% | $14,116-41.5% | $7,234+14.2% |