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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,152 | $172,111-87.7% | $150,298-85.9% | $137,256-84.6% |
| Participation rate | 65.2% | 81.7%-16.5pp | 77.8%-12.5pp | 80.0%-14.7pp |
| Annual return | 21.44% | 69.37%-47.9pp | 62.79%-41.3pp | 220.34%-198.9pp |
| Employer contribution / active EE | $1,735 | $4,636-62.6% | $4,154-58.2% | $4,156-58.2% |
| Participant deferral / active EE | $4,015 | $6,166-34.9% | $5,453-26.4% | $6,407-37.3% |
| Admin fee / account holder | $1,130 | $16,471-93.1% | $14,116-92.0% | $12,270-90.8% |