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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,271 | $181,062+2.9% | $158,223+17.7% | $155,188+20.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 13.34% | 57.39%-44.0pp | 52.09%-38.7pp | 148.84%-135.5pp |
| Employer contribution / active EE | $7,643 | $4,565+67.4% | $4,109+86.0% | $4,248+79.9% |
| Participant deferral / active EE | $3,583 | $6,134-41.6% | $5,467-34.5% | $6,531-45.1% |
| Admin fee / account holder | $820 | $18,825-95.6% | $16,047-94.9% | $14,480-94.3% |