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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,765 | $183,516-86.0% | $155,534-83.4% | $145,884-82.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.38% | 61.43%-56.0pp | 64.92%-59.5pp | 551.85%-546.5pp |
| Employer contribution / active EE | $2,519 | $5,315-52.6% | $4,675-46.1% | $4,662-46.0% |
| Participant deferral / active EE | $5,750 | $6,467-11.1% | $5,630+2.1% | $6,690-14.0% |
| Admin fee / account holder | $737 | $19,293-96.2% | $15,900-95.4% | $13,392-94.5% |