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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,181 | $159,978-28.6% | $147,041-22.3% | $145,978-21.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 45.08% | 98.36%-53.3pp | 419.21%-374.1pp | 550.52%-505.4pp |
| Employer contribution / active EE | $3,778 | $5,288-28.6% | $4,935-23.4% | $4,662-19.0% |
| Participant deferral / active EE | $13,360 | $8,429+58.5% | $8,071+65.5% | $6,690+99.7% |
| Admin fee / account holder | $3,863 | $15,053-74.3% | $13,006-70.3% | $13,400-71.2% |