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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,746 | $99,053-78.0% | $88,179-75.3% | $138,895-84.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | -29.54% | 78.17%-107.7pp | 64.97%-94.5pp | 145.39%-174.9pp |
| Employer contribution / active EE | $592 | $2,882-79.5% | $2,549-76.8% | $4,194-85.9% |
| Participant deferral / active EE | $1,342 | $5,225-74.3% | $4,614-70.9% | $6,396-79.0% |
| Admin fee / account holder | $34,813 | $8,748+297.9% | $7,673+353.7% | $12,562+177.1% |