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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,746 | $97,125-77.6% | $86,233-74.8% | $137,256-84.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | -29.54% | 74.19%-103.7pp | 61.39%-90.9pp | 220.34%-249.9pp |
| Employer contribution / active EE | $592 | $2,841-79.2% | $2,504-76.4% | $4,156-85.8% |
| Participant deferral / active EE | $1,342 | $5,180-74.1% | $4,559-70.6% | $6,407-79.1% |
| Admin fee / account holder | $34,813 | $9,725+258.0% | $8,342+317.3% | $12,270+183.7% |