Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 8-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,298 | $65,246-75.0% | $98,716-83.5% | $67,986-76.0% |
| Participation rate | 13.9% | 51.4%-37.5pp | 69.3%-55.4pp | 57.2%-43.3pp |
| Annual return | 20.63% | 20.58%+0.1pp | 31.81%-11.2pp | 31.67%-11.0pp |
| Employer contribution / active EE | $215 | $1,042-79.3% | $2,279-90.5% | $2,019-89.3% |
| Participant deferral / active EE | $443 | $2,594-82.9% | $4,048-89.1% | $3,358-86.8% |
| Admin fee / account holder | $824 | $4,561-81.9% | $8,703-90.5% | $3,203-74.3% |