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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,609 | $132,634+46.7% | $115,768+68.1% | $137,256+41.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 16.71% | 160.70%-144.0pp | 100.46%-83.8pp | 220.34%-203.6pp |
| Employer contribution / active EE | $29,734 | $3,360+785.0% | $2,940+911.4% | $4,156+615.4% |
| Participant deferral / active EE | $9,743 | $5,619+73.4% | $4,917+98.2% | $6,407+52.1% |
| Admin fee / account holder | $827 | $15,028-94.5% | $12,439-93.4% | $12,270-93.3% |