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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,715 | $125,184+28.4% | $105,607+52.2% | $145,884+10.2% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 17.76% | 225.00%-207.2pp | 116.11%-98.3pp | 551.85%-534.1pp |
| Employer contribution / active EE | $13,117 | $3,720+252.6% | $3,167+314.2% | $4,662+181.3% |
| Participant deferral / active EE | $10,632 | $5,714+86.1% | $5,011+112.2% | $6,690+58.9% |
| Admin fee / account holder | $1,918 | $17,133-88.8% | $10,958-82.5% | $13,392-85.7% |