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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,445 | $102,382+187.6% | $147,005+100.3% | $80,874+264.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 13.03% | 134.89%-121.9pp | 418.76%-405.7pp | 35.62%-22.6pp |
| Employer contribution / active EE | $5,456 | $3,715+46.9% | $4,934+10.6% | $2,756+98.0% |
| Participant deferral / active EE | $6,369 | $6,646-4.2% | $8,070-21.1% | $4,297+48.2% |
| Admin fee / account holder | $705 | $7,942-91.1% | $13,006-94.6% | $6,935-89.8% |