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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,445 | $102,429+187.5% | $147,096+100.2% | $80,925+263.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.03% | 135.02%-122.0pp | 419.75%-406.7pp | 35.65%-22.6pp |
| Employer contribution / active EE | $5,456 | $3,716+46.9% | $4,936+10.5% | $2,756+98.0% |
| Participant deferral / active EE | $6,369 | $6,649-4.2% | $8,071-21.1% | $4,299+48.2% |
| Admin fee / account holder | $705 | $7,957-91.1% | $13,005-94.6% | $6,940-89.8% |