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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,445 | $102,385+187.6% | $147,080+100.2% | $80,935+263.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.03% | 135.09%-122.1pp | 420.17%-407.1pp | 35.66%-22.6pp |
| Employer contribution / active EE | $5,456 | $3,717+46.8% | $4,933+10.6% | $2,757+97.9% |
| Participant deferral / active EE | $6,369 | $6,651-4.2% | $8,066-21.0% | $4,299+48.1% |
| Admin fee / account holder | $705 | $7,951-91.1% | $12,989-94.6% | $6,924-89.8% |