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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,020 | $209,336+67.7% | $197,124+78.1% | $137,256+155.7% |
| Participation rate | 94.4% | 87.3%+7.1pp | 86.7%+7.7pp | 80.0%+14.5pp |
| Annual return | 16.40% | 48.09%-31.7pp | 44.34%-27.9pp | 220.34%-203.9pp |
| Employer contribution / active EE | $5,637 | $6,591-14.5% | $6,227-9.5% | $4,156+35.6% |
| Participant deferral / active EE | $12,545 | $9,614+30.5% | $9,135+37.3% | $6,407+95.8% |
| Admin fee / account holder | $51,928 | $17,308+200.0% | $16,298+218.6% | $12,270+323.2% |