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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,200 | $223,823-27.5% | $211,142-23.2% | $154,746+4.8% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 13.08% | 50.39%-37.3pp | 46.84%-33.8pp | 172.34%-159.3pp |
| Employer contribution / active EE | $1,714 | $6,787-74.7% | $6,442-73.4% | $4,379-60.9% |
| Participant deferral / active EE | $5,871 | $9,750-39.8% | $9,284-36.8% | $6,730-12.8% |
| Admin fee / account holder | $25,787 | $19,707+30.9% | $19,076+35.2% | $14,365+79.5% |